5 Things To Do Other than Watching the Super Bowl

5 Things to do while the rest of the country is watching the New England Patriots and the Seattle Seahawks play in the Super Bowl:

1. Start doing your taxes. The year just ended and you should start receiving your tax forms from your employer, insurance companies and investments. Start now so that you can get your tax refund earlier.

2. Look over your investments. A month in the new year, your investments should be coming out with their earning reports and other documents for the past quarter and year. Take a look at them and evaluate them during the quiet time. Maybe you’ll read something that causes you to sell on Monday.  Figure out what you need to do to max out last year’s IRA contributions, since you have until tax day to do so.

3. Adjust your Monthly budget. Look over your budget and expenses from the last couple years and adjust amounts if necessary. Insurance, rent, food, and gas prices change over time and you should adjust your budget accordingly. Spend this time to really understand where your money is going and where you want it to go.

4. Read a personal finance book. There are several relatively short personal finance books and pamphlets that help spark ideas and curve spending habits for the better. I have a couple recommendations here.

5. Sit back, relax, and watch the game. Take in your past expenses and enjoy your TV, cable service, and food as you cheer on one of the teams. I personally will cheer for Seattle, despite living in Massachusetts. I consider them the underdogs and are very exciting to watch with Lynch running the ball and Russell scrambling and passing for such gains.  The Green Bay Packers were just observers of their explosiveness.

Good luck!

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